When your insurance company fails to honor its obligations or fulfill its responsibilities as set forth in the terms of your insurance contract, you may have a case against your insurer for bad faith. Every insurance contract contains a covenant of good faith and fair dealing, whether it is literally written out or merely implied. This covenant is imposed upon all insurance companies to help ensure that they will always act with fairness and honesty when handling the claims of their customers. When an insurance company breaches that covenant, it is acting in bad faith.
Common types of insurance bad faith include:
- Denial of coverage for valid claims.
- Low settlement offers for valid claims.
- Failure to defend policyholders in lawsuits against them in breach of the insurance contract.
- Misrepresentation, policy alteration, and other deceptive practices.
- Delaying and stalling payment by placing impossible conditions on settlement agreements, having unreasonable expectations of insureds, and passing a claim through the hands of multiple adjusters.
Our Insurance Bad Faith Lawyers Can Help
A bad faith claim may involve any type of insurance, including health, dental, homeowners’, automobile, and life insurance, among others. Each year, insurance companies deny customers billions of dollars in insurance claims, knowing that most customers will do little or nothing about it. Don’t let your insurance company cheat you out of money you are owed. Contact the injury attorneys at Levenbaum Trachtenberg if you believe your insurance company has acted in bad faith.
Levenbaum Trachtenberg is the southwest’s oldest and most experienced personal injury law firm. Call us today at 602-271-0183 for a no-risk consultation on your Insurance Bad Faith case.